30+ gateway integrations
Connect global processors and regional specialists — Stripe, Adyen, Razorpay, PayU, Geidea and more — through a single unified API, then add a provider from the dashboard the same day.
Payment Orchestration
Payment Orchestration Platform & Gateway
30+ gateways. One API. Every payment routed to where it wins.
One API, every payment provider. NetPay routes each transaction to the gateway most likely to approve it, retries failures through a backup rail automatically and gives finance one dashboard for every PSP, currency and payout.
Your program
- 30+ gateway integrationsConnect global processors and regional specialists — Stripe, Adyen, Razorpay, PayU, Geidea and more — through a single unified API, then add a provider from the dashboard the same day.
- Smart PSP routingScore every transaction against live rules — geography, currency, BIN, ticket size and each gateway's rolling success rate — before it leaves your checkout.
- Automatic failoverSoft declines and provider outages retry through a backup gateway automatically, so a provider having a bad day never becomes a lost sale.
- Unified analyticsCompare approval rates, latency and cost per gateway in real time, with live routing logs that explain why each payment went where it did.
Launch checklist
- Connect your providers
- Write the routing policy
- Integrate one API
- Optimise in production
- PCI DSS Level 1 systems
- Visa & Mastercard programs
- 150+ countries
- 35+ currencies
The problem
Launching payments usually means building a bank first.
The product is rarely the hard part. The dependencies are: scheme membership, a sponsor bank, a certified PCI environment and a stack of vendors, each with its own queue.
One gateway is a single point of failure
When your only PSP has an outage or tightens risk rules, every checkout behind it fails at once.
Every new provider is a new integration
Each gateway brings its own API, webhooks and reconciliation, so expanding to a new market takes engineering quarters.
No shared view of performance
Approval rates, fees and disputes live in separate dashboards, so nobody can see which provider actually wins.
Run it yourself
One program, two ways to launch it.
Launch payment orchestration under your brand Ready
Building it with a bankIdle: press Launch the program
- Apply for card scheme membership
- Negotiate a sponsor bank and BIN
- Build and certify a PCI DSS environment
- Integrate processor, KYC and ledger vendors
- Wait for scheme certification
Every dependency sits in another team's queue, and you still own the audits.
Launching it on NetPayIdle: press Launch the program
- Connect your providers
- Write the routing policy
- Integrate one API
- Optimise in production
Same program. One partner, one API and one contract.
Capabilities
Every payment routed to where it wins
Everything here runs on the same NetPay rails, API and dashboard.
Smart PSP routing
Score every transaction against live rules — geography, currency, BIN, ticket size and each gateway's rolling success rate — before it leaves your checkout.
Automatic failover
Soft declines and provider outages retry through a backup gateway automatically, so a provider having a bad day never becomes a lost sale.
Unified analytics
Compare approval rates, latency and cost per gateway in real time, with live routing logs that explain why each payment went where it did.
Branded checkout & payment links
Hosted checkout pages, payment links and receipts that carry your brand, with 3-D Secure on every card payment.
Enterprise security
PCI DSS Level 1 infrastructure with a tokenised card vault, AES-256 encryption, signed webhooks, role-based access and a full audit trail of every rule change.
How it works
How payment orchestration works
A guided path. We carry the regulated heavy lifting so your team ships the product.
Connect your providers
Add existing gateway credentials in live and sandbox modes, or switch on new providers from the marketplace.
Write the routing policy
Set rules by country, currency, BIN, amount and cost, with success-rate routing and backup gateways defined per flow.
Integrate one API
Create payments, links and refunds through one REST API and unified webhooks — tested first in the sandbox.
Optimise in production
Watch approvals and costs per provider, catch a bad day early and tune routes without redeploying code.
Who it's for
Built for teams that move money.
- E-commerce merchants
- Forex & CFD brokers
- Marketplaces & platforms
- Subscription businesses
- PSPs & payment facilitators
- iGaming & high-volume merchants
How we compare
How NetPay compares.
Every option gets you to a live program eventually. The rows show what each one asks of your team.
| Capability | NetPay | Build in-house | Legacy processor |
|---|---|---|---|
| Providers connected | 30+ through one API | One integration each | One processor only |
| Routing | Rules + success-rate scoring | Hard-coded logic | None |
| Failover | Automatic retry on backup | Manual, if built | None |
| Analytics | All gateways in one view | Spreadsheet stitching | Single-provider reports |
| Checkout | Branded checkout & links | Build and maintain | Provider-branded |
| Time to add a market | Same day from dashboard | Weeks to months | Depends on processor |
What is the difference between a payment gateway and a payment orchestration platform?
A payment gateway connects you to one processor. A payment orchestration platform connects you to many gateways through a single integration and decides, per transaction, which one to use — adding routing, failover and cross-provider reporting on top.
Can I keep my existing PSP contracts and rates?
Yes. You connect the gateway accounts you already have, so your negotiated provider rates stay exactly as they are. NetPay adds the routing layer on top.
How does automatic failover work?
When a provider declines a payment for a retryable reason or is unavailable, NetPay re-routes the payment through the next gateway in your policy, so the customer completes checkout without trying again.
Which payment providers are supported?
More than 30 gateways, from global processors such as Stripe, Adyen, PayPal and Checkout to regional specialists such as Razorpay, PayU, Cashfree, Geidea and Telr. New providers can be added on request.
Is there a free plan?
Yes. The Starter plan is free to get your first payments live, with paid plans for higher volumes, more gateway connections and enterprise options such as custom routing logic and SLAs.
Launch payment orchestration under your brand.
Tell us what you're building and we'll scope the right program and rails with you.