Corporate & Expense Card Platform
Give every team the spending power it needs — and finance the control it wants. Issue employee cards with budgets, category rules and real-time transaction feeds that plug into your expense workflows.
What is a corporate expense card platform?
A corporate expense card platform issues payment cards to employees and teams under company control. Each card carries its own budget, merchant rules and visibility, so spending happens at the edge while finance keeps real-time oversight. Built on issuing APIs, these platforms let software companies embed expense cards into their own products or let enterprises run internal programs.
Company spending, precisely controlled
Per-employee cards
Virtual cards for online tools and travel, physical cards for on-the-go teams — issued in seconds.
Budgets & approvals
Set limits per card, per team or per period; adjust or freeze instantly when plans change.
Merchant category rules
Allow travel but not gambling, SaaS but not cash withdrawal — enforced at authorization time.
Real-time feed
Every swipe appears immediately via webhooks — no waiting for statements to reconcile spend.
Receipts & data
Enriched transaction data ready to match with receipts in your expense workflow.
Multi-currency spend
Teams spend across borders with settlement in 35+ currencies behind the scenes.
How companies roll out expense cards
- 1
Create the program
Onboard the company with KYB verification and funding setup.
- 2
Issue team cards
Generate cards per employee or department with tailored budgets.
- 3
Enforce policy
Category and limit rules apply automatically at every authorization.
- 4
Reconcile in real time
Stream transactions into your accounting or expense system.
Who it's built for
Frequently asked questions
Can spend policies be enforced automatically?
Yes. Limits, merchant category and country rules are evaluated during authorization, so out-of-policy transactions decline at the terminal instead of surfacing weeks later in reports.
Can we embed expense cards into our own software?
Yes. The issuing API lets SaaS platforms offer branded expense cards as a product feature — cards, controls and transaction data all under your brand.
How quickly can new employees get a card?
Virtual cards are issued in seconds and usable immediately; physical cards follow through fulfilment while the virtual card covers interim spending.
Related pages
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