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White-label cards · Virtual IBAN · Global payments

The future of embedded banking.

Issue white-label Visa & Mastercard cards, open Virtual IBANs and move money across 150+ countries — all through a single API.

Get started nowApply for a card
Trusted by 2,000+ businesses
  • VISA
  • Mastercard
  • PCI DSS
POST /v1Your app
One integrationNetPay API
Card issuingVisa · Mastercard
Virtual IBANSEPA · SWIFT
Payouts150+ countries
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The NetPay platform

See what your customers get. Built on one API.

Cards, accounts and payouts run on the same platform you integrate once. One request shows up everywhere it needs to.

Launch one product. Reuse the foundation.

Pick a product
API requestSandbox

POST /v1/cards

holder
A. Rahman
type
virtual
network
visa
currency
EUR
200 OK

one call · live in four places

Card builderYour brand, your card
•••• •••• •••• 4821A. RAHMANVISA
Sample data
Rules & controlsSet once, enforced always
  • Online spendAllowed
  • ATM withdrawalsBlocked
  • Daily limit€2,500
  • 3-D SecureRequired
Sample data
Webhook streamReal-time events
  • card.created
  • card.activated
  • authorization.approved
  • transaction.settled
Sample data
DashboardLive insights
Cards issued1,284
Sample data
The infrastructure underneath

Start with your brand. Not a bank build.

NetPay suits businesses that need regulated payment infrastructure without building it themselves — cards, accounts and payouts launched under their own brand.

  • Fintechs and neobanks launching cards and accounts
  • Brokers funding traders and paying withdrawals
  • Payroll, remittance and marketplace platforms
  • Crypto platforms bridging balances to everyday spend
Explore all solutions
How to connect NetPay

Your launch path. Built into the platform.

From first conversation to live cards under your brand — each step is handled with you, not handed to you.

Launch pathProgram / Step 1 of 4In progress

Tell us what you're building with NetPay

Share your use case, markets and volumes. We map it to the right mix of cards, Virtual IBANs and payment rails.

  1. Your use case
  2. Solution design
  3. Program scope
A hand connecting services on a glowing interface
  1. Plan
  2. Integrate
  3. Comply
  4. Go live
What a card payment looks like

Every authorization runs through your rules in real time, and your app hears about it instantly.

  1. Cardholder paysTap, online or in-app with a NetPay card
  2. MerchantSends the authorization request
  3. Visa · MastercardRoutes it to the issuer
  4. NetPay authorizesBalance, card controls and AML checks
  5. Your appGets a real-time webhook
  6. Approved & settledLedger stays in sync
Tariffs

Clear, usage-based pricing.

There are no fixed packages to grow out of. Your costs follow the products you run and the volume that moves through them.

  • Per product

    Cards, Virtual IBANs and payments are priced separately — take one or all.

  • Per volume

    Rates follow the transaction volume you expect, and scale as you grow.

  • Sandbox first

    Build and test the full flow before anything goes live.

  • Support included

    24/7 technical support on every program, at no extra cost.

Tailored quote

Custom

Priced on your products and expected volume

  • Cards, IBANs and payments on one platform
  • Multi-currency settlement in 35+ currencies
  • Coverage across 150+ countries
  • Onboarding, compliance and BIN sponsorship handled
Talk to salesSee how pricing works
  • 150+Countries supported
  • 35+Settlement currencies
  • 500K+Cards issued on the platform
  • 2,000+Businesses trust NetPay
Configured around you

Powering every industry. Shaped for your business.

Explore the payment priorities that matter to your business.

Your business

Launch your own digital banking platform with white-label card programs, Virtual IBAN accounts and the payment infrastructure behind them.

Your customers get
Branded cardsMulti-currency IBANsIn-app card controls
Your team runs
Card program managementKYC onboardingSpend analytics
It connects to
REST APIWebhooksVisaMastercard
You change yourself
Launch a new card designSet spend limitsAdd a currency
Your team. No development ticket.
See every industry we power
Security and compliance

Elevate your payments. Stay in control.

Bank-grade infrastructure, with compliance workflows built in from day one.

  • PCICertified

    PCI DSS Level 1

    Certified systems at the highest tier of the card industry's security standard, with tokenization on every card.

  • Built in

    AML transaction monitoring

    AML monitoring, fraud signals and behaviour rules flag suspicious activity as it happens.

  • Handled

    KYC / KYB onboarding

    Customer and business onboarding checks run inside the platform, not beside it.

  • Fast & Secure

    PCI DSS Level 1 security in every transaction.

  • 24/7 Live Support

    Live assistance, always available — at no extra cost.

  • Targeted Built API

    REST API, webhooks and full sandbox access.

  • Automated Flow

    Real-time webhooks keep your ledger in sync.

Explore security and compliance
Integrating

Connect NetPay to your stack.

One REST API and real-time webhooks connect NetPay to your app, back office and finance tools. Test every flow in sandbox before you go live.

  • REST APICards, accounts and payments from clean, documented endpoints.
  • Real-time webhooksStream every authorization, transfer and card event.
  • Full sandboxIssue test cards and move test money from day one.
  • PCI DSS Level 1Built on certified, bank-grade infrastructure.
Get API accessRead the API docs
Issue a cardSandbox
$ curl -X POST https://api.netpay247.com/v1/cards \
  -H "Authorization: Bearer sk_test_…" \
  -d '{
    "holder": "A. Rahman",
    "type": "virtual",
    "network": "visa",
    "currency": "EUR"
  }'

✓ 200 OK  card.created → webhook sent
Sample request
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