150+ country coverage
Reach counterparties across 150+ countries from one integration.
Global Payments
Global Payments Infrastructure
No scheme membership. One API. Launched under your brand.
Collections, conversions and transfers across 150+ countries — one platform for the money movement behind your product, with the accounts and cards to match.
Your program
- 150+ country coverageReach counterparties across 150+ countries from one integration.
- 35+ settlement currenciesHold, convert and settle in 35+ currencies with transparent handling.
- SEPA & SWIFTEuro-zone and worldwide transfers running from the same virtual IBAN accounts.
- FX built inConvert between balances as part of the payment flow, not a separate process.
Launch checklist
- Collect
- Convert
- Pay
- Reconcile
- PCI DSS Level 1 systems
- Visa & Mastercard programs
- 150+ countries
- 35+ currencies
The problem
Launching payments usually means building a bank first.
The product is rarely the hard part. The dependencies are: scheme membership, a sponsor bank, a certified PCI environment and a stack of vendors, each with its own queue.
Scheme membership is a project in itself.
Going to Visa or Mastercard directly means capital requirements, audits and a sponsor bank before a single card ships.
Compliance becomes a second product.
PCI DSS, KYC, AML monitoring and disputes each need their own people, vendors and audit cycles.
Every vendor is another integration.
Processor, ledger, KYC and payout providers each bring their own API, contract and failure modes.
Run it yourself
One program, two ways to launch it.
Launch global payments under your brand Ready
Building it with a bankIdle: press Launch the program
- Apply for card scheme membership
- Negotiate a sponsor bank and BIN
- Build and certify a PCI DSS environment
- Integrate processor, KYC and ledger vendors
- Wait for scheme certification
Every dependency sits in another team's queue, and you still own the audits.
Launching it on NetPayIdle: press Launch the program
- Collect
- Convert
- Pay
- Reconcile
Same program. One partner, one API and one contract.
Capabilities
Cross-border money movement, productized
Everything here runs on the same NetPay rails, API and dashboard.
35+ settlement currencies
Hold, convert and settle in 35+ currencies with transparent handling.
SEPA & SWIFT
Euro-zone and worldwide transfers running from the same virtual IBAN accounts.
FX built in
Convert between balances as part of the payment flow, not a separate process.
API + webhooks
Initiate payments programmatically and track every status change in real time.
Cards on top
Pair inbound collections with card issuing so funds are spendable the moment they arrive.
How it works
How global payments flow
A guided path. We carry the regulated heavy lifting so your team ships the product.
Collect
Receive into dedicated virtual IBANs over SEPA and SWIFT.
Convert
Move between currency balances when rates and timing suit you.
Pay
Send to suppliers, partners or customers worldwide via API.
Reconcile
Webhooks stream every credit, debit and status into your ledger.
Who it's for
Built for teams that move money.
- Import/export businesses
- Marketplaces
- Forex brokers
- Remittance providers
- SaaS with global billing
- Payroll platforms
How we compare
How NetPay compares.
Every option gets you to a live program eventually. The rows show what each one asks of your team.
| Capability | NetPay | Build in-house | Legacy processor |
|---|---|---|---|
| Card scheme membership | Not needed, we sponsor | Required | Usually required |
| PCI DSS scope | On our Level 1 systems | Yours to certify | Shared with you |
| Cards, IBANs and payouts | One platform | Separate vendors | Cards only |
| Integration | One REST API and webhooks | Several vendor APIs | Batch files, legacy APIs |
| Sandbox before launch | Full sandbox | Build your own | Limited |
| Your brand | Every card, app and statement | Yes | Often co-branded |
Which countries and currencies are covered?
The platform supports payments across 150+ countries with settlement in 35+ currencies; specific corridors are confirmed during onboarding based on your markets.
Do I need bank accounts in each country?
No. Virtual IBAN accounts with SEPA and SWIFT reach replace the need to open local accounts market by market for most use cases.
Can payments be automated through the API?
Yes — collections, conversions and outbound payments are all available programmatically, with webhook events for every state change.
Launch global payments under your brand.
Tell us what you're building and we'll scope the right program and rails with you.