Virtual & physical
Both form factors from one program and one API.
Platform features
Everything you need to run a card program
Issue virtual and physical cards, set the rules they spend by, watch transactions in real time and keep compliance covered — on one platform, through one API.
Sandbox access before you go live. No card scheme membership needed.
- PCI DSS Level 1 systems
- Visa & Mastercard programs
- 150+ countries
- 35+ currencies
Four card types, one platform
Run any mix of programs on the same rails, with the same API and the same dashboard.
Virtual cards
Issued in seconds through the API, ready for online spend and wallets.
Learn morePhysical cards
Custom-designed branded cards, produced and delivered for you.
Learn morePrepaid cards
Load-and-spend programs for payouts, benefits and gifting.
Learn moreCorporate cards
Employee cards with budgets, category rules and receipts.
Learn moreIssuing
Cards issued in seconds, not weeks
Create a cardholder, issue a virtual card and set its rules in a single API call. Physical cards run on the same program, with your design and your name in the wallet.
- Virtual and physical from one API
- Wallet provisioning built in
- Bulk issuance for whole teams
- Your brand on every card
Control & data
Controls, limits and live transaction data
Set spend limits, merchant category rules and per-card budgets, then watch authorizations stream in through webhooks — no waiting for end-of-day files.
- Per-card limits and budgets
- Merchant category controls
- Real-time authorization webhooks
- Exportable reports for finance
Security
Compliance and security built in
Programs run on PCI DSS Level 1 certified systems with tokenized card data, KYC/KYB onboarding flows and AML transaction monitoring included from day one.
- PCI DSS Level 1 systems
- Tokenized card credentials
- KYC / KYB onboarding flows
- AML transaction monitoring
- 150+Countries supported
- 35+Settlement currencies
- 24/7Technical support
- SandboxTest before you go live
And much more
The everyday pieces a live card program needs, included rather than bolted on.
Real-time analytics
Live spend dashboards, exports and custom ranges.
Multi-user access
Role-based permissions with a full audit trail.
REST API & webhooks
Documented endpoints and an event for everything.
Reconciliation
Settlement data that matches what finance expects.
Smart notifications
Transaction alerts your app can push instantly.
From kick-off to live
A guided path — we carry the regulated heavy lifting so your team ships the product.
- 01
Scope your program
Tell us the products, markets and volumes you need.
- 02
Build in sandbox
Issue test cards and move test money from day one.
- 03
Compliance & certification
We handle BIN sponsorship and scheme certification.
- 04
Go live under your brand
Flip to production and launch to real customers.
Is NetPay secure and compliant?
Yes. Our card-issuing infrastructure runs on PCI DSS Level 1 certified systems and is backed by Visa and Mastercard principal membership. Every program ships with built-in AML/KYC, transaction monitoring and role-based access controls.
What can I launch with NetPay?
Your own branded Visa & Mastercard programs (virtual and physical), dedicated Virtual IBAN accounts, multi-currency wallets and cross-border payments — all on one platform, under your brand, through a single API.
How long does it take to go live?
Most partners move from kick-off to a live pilot in weeks, not months. We handle the BIN sponsorship, scheme certification and onboarding so your team can focus on the product and the customer experience.
Do you offer an API for developers?
Yes. A documented REST API and webhooks let you issue cards, open IBANs, move money and stream transactions in real time. Sandbox access is available so you can integrate and test before going live.
Ready to launch your card program?
Tell us what you're building and we'll scope the right program and rails with you.