Crypto Card Issuing Platform
Bridge crypto balances to everyday spending. Issue branded cards that let your users pay at any card-accepting merchant while balances held in stablecoins or crypto convert seamlessly behind the scenes.
What is a crypto card?
A crypto card is a Visa or Mastercard-network payment card funded by cryptocurrency or stablecoin balances instead of a traditional bank balance. When the cardholder pays, the platform converts the required amount to fiat — typically at authorization — so the merchant receives a normal card payment. This lets crypto platforms give users real-world spending power without merchants needing to accept crypto.
Crypto in, card payment out
Stablecoin funding
Support balances in stablecoins such as USDT, converted to fiat when the cardholder spends.
Conversion at spend
Funds convert at transaction time, so users hold crypto until the moment they pay.
White label branding
Cards, app experience and statements all carry your platform's brand.
Virtual & physical
Instant virtual cards for online spend, premium physical cards for daily use.
Compliance-first
KYC/KYB onboarding and AML transaction monitoring built into the program on PCI DSS Level 1 systems.
Real-time events
Authorization and settlement webhooks keep wallet balances and card spend perfectly in sync.
How USDT card funding works
- 1
User holds crypto
Balances stay in stablecoin or crypto in your platform's wallet.
- 2
Card transaction starts
The user pays at any merchant that accepts the card network.
- 3
Conversion at authorization
The needed amount converts to fiat to approve the payment.
- 4
Settlement & sync
The merchant settles normally; webhooks update the user's balance instantly.
Who it's built for
Frequently asked questions
How does a crypto-funded card work at the merchant?
The merchant sees a standard Visa or Mastercard payment. Conversion from crypto to fiat happens on the platform side during authorization, so acceptance is identical to any other card.
Which assets can fund the card?
Programs commonly support major stablecoins such as USDT, with the exact asset list configured per program during onboarding.
Is a crypto card program compliant?
Programs launch with KYC/KYB onboarding, transaction monitoring and role-based controls as standard. Compliance configuration is tailored to your markets during program setup.
Can users spend crypto in physical stores?
Yes — physical and wallet-provisioned virtual cards work at point-of-sale terminals worldwide, wherever the card network is accepted.
Related pages
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