BIN Sponsorship
The fastest route from card idea to live program. Launch under sponsored BIN arrangements — with scheme certification and compliance handled — instead of spending years acquiring your own memberships.
What is BIN sponsorship?
A BIN (Bank Identification Number) is the leading digits of a card number that identify which institution issued it. BIN sponsorship lets a business launch cards under a BIN held by a licensed scheme member, instead of obtaining its own card network membership and regulatory permissions. The sponsor provides scheme access and oversight; the business runs its branded program on top.
What sponsorship unlocks
Scheme access without membership
Issue on Visa and Mastercard rails without the years-long path to principal membership.
Faster time to market
Programs typically reach a live pilot in weeks because network and regulatory groundwork already exists.
Certification handled
Scheme certification requirements are managed as part of program onboarding.
Compliance framework
Operate inside an established KYC/KYB, AML monitoring and reporting structure from day one.
Room to grow
Start sponsored; explore dedicated BIN ranges as your program scales.
One partner
Sponsorship, processing, program management and APIs come as one integrated platform.
Launching under a sponsored BIN
- 1
Program review
Your product, markets and funding model are scoped against sponsor requirements.
- 2
Onboarding & KYB
Business verification and compliance setup run in parallel with integration.
- 3
Certification
Scheme-facing certification is completed on your behalf.
- 4
Pilot & scale
Launch to first users in weeks; expand markets and products from there.
Who it's built for
Frequently asked questions
Why not get our own BIN and scheme membership?
Direct membership demands regulatory permissions, capital requirements, scheme certification and ongoing compliance obligations that typically take years to establish. Sponsorship gives you the same issuing capability in a fraction of the time, with the option to revisit dedicated arrangements at scale.
Whose name appears on the card?
Yours. BIN sponsorship is invisible to cardholders — the card design, app and customer relationship are entirely your brand.
How long does launch take under BIN sponsorship?
Most partners go from kick-off to a live pilot in weeks, since BIN, certification and compliance foundations are already in place.
Related pages
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Tell us what you're building — our team will map the fastest route from scoping to a live program.
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